Fed Rate Changes 2025. A reduction in the federal funds rate, commonly referred to as a fed rate cut, is usually intended to support growth or manage inflation. Held at 5.25% to 5.50% following the july 31, 2025 meeting;

Held at 5.25% to 5.50% following the july 31, 2025 meeting; The federal reserve left its key interest rate unchanged at between 5.25% and 5.5% — the highest level in more than a decade — as annual inflation rates.